Name: Chocolate Chip Banana Oat Muffins
Prep time: 10 min
Cook time: 20 min
Total time: 30 min
Ingredients: 1 cup mashed bananas (~2 ½ super ripe, medium-size bananas); 2 large eggs; ¼ cup coconut sugar; ⅓ cup coconut oil (melted & cooled); ⅓ cup maple syrup; 1 tsp vanilla extract; 1 cup oat flour; 1/4 cup rolled oats; 1 tsp ground cinnamon; 2 tsp baking powder; ½ tsp baking soda; ¼ tsp salt; ⅓ cup chocolate chips (plus extra for topping)

Fluffy and moist Banana Oat Muffins with melty chocolate chips in every bite. These hearty and healthy banana muffins make for a tasty breakfast, snack, or sweet treat! The pairing of sweet bananas with rich chocolate and oat-y goodness creates a sweet and satisfying muffin.

A chocolate chip banana oat muffin is sliced in half on a ceramic plate. Another muffin and a spatula with butter on it is rested beside the sliced muffin. More muffins, oats, and a linen towel are in the background.

These banana muffins are gluten-free and dairy-free without compromising on flavor or texture. Brew yourself a cup of coffee or tea and settle in for a cozy bite of deliciousness.

If you want a grain-free version of these tasty muffins, check out my Almond Flour Banana Muffins. These grain-free muffins are moist and fluffy with chocolate chunks in every bite while remaining 100% grain free.

Ingredients

Bananas – The riper, the better! If the bananas aren’t overly ripe I suggest ‘baking’ them in the oven for a few minutes until the skins start to blacken and the insides ripen.

Eggs – Add structure to the muffins so that they rise and hold shape while baking.

Coconut Sugar – A refined sugar-free sweetener that gives a slight caramel-esc flavor to baked goods.

Coconut Oil – A healthy fat that adds moisture to the muffins while also improving the fluffy texture.

Maple Syrup – Another natural sweetener that also adds moisture to these banana oat muffins.

Oats – You’ll need both oat flour plus rolled oats for this recipe. The oat flour is easy to make from scratch and the whole rolled oats add a chewy texture.

Chocolate – If you prefer chocolate chunks instead of chips, chop a chocolate bar and fold it in for bigger bites of melty deliciousness.

How to Make Chocolate Chip Banana Oat Muffins

Preheat the oven to 350F and line a muffin tray with 12 liners.
To a large bowl, whisk together the mashed banana, eggs, and coconut sugar until combined. Add coconut oil, maple syrup, and vanilla extract and stir again until smooth.
In a separate small bowl whisk together oat flour, rolled oats, ground cinnamon, baking powder, baking soda, and salt.
Add whisked dry ingredients to the bowl of wet ingredients and stir until just combined.
Add chocolate chips and mix again. Let the batter rest for 5 minutes to thicken.
Fill ~12-14 lined muffin liners so they are ¾ full (I used a 2tbsp cookie scoop sprayed with coconut oil), and top each muffin with extra chocolate chips.
Move to the oven and bake at 350F for 16-20 minutes (mine took 18), or until a toothpick comes out crumb-free and slightly moist. Enjoy!

A ceramic bowl is filled with chocolate chip banana oat muffins. A bowl of oats and a blue and white striped linen towel rests beside the muffins.

How to Ripen Bananas

The simplest trick for better banana baked goods is using *very* ripe bananas. They should be super spotty, dark brown to black for ultimate sweetness and moisture. If your bananas aren’t super ripe but you’re craving these muffins, I’ve got you covered!

Preheat the oven to 350F and place the bananas on a baking tray. ‘Bake’ them in the oven for 5-10 minutes or until they’re blackened and soft to the touch (watch out, the peels will be hot!) Remove from the oven and let cool for a few moments before peeling them.

The result? Soft and mushy banana perfect for mashing into the muffin batter. Adding more moisture and natural sweetness all while making the banana flavor more prominent.

Fresh baked chocolate chip banana oat muffins rest in a ceramic bowl. Whole rolled oats are sprinkled overtop with more in the background.

Add-Ins for Healthy Banana Oat Muffins

While I’m a big chocolate lover for most all my sweets, I do love the occasional switch-up. To explore the different flavor and texture combinations with these muffins, I recommend these fun add-ins.

Roasted walnuts or pecans for crunch and toasty flavor.
Raisins will add a fresh and fruity taste.
Chopped peanut butter cups would make these into a delicious dessert (or breakfast)
Shredded coconut for a tropical feel, could be sweetened or unsweetened.

A chocolate chip banana oat muffin is sliced in half with a smear of butter on top. Another muffin sits to the side as well as more butter. A blue and white striped linen towel rests beside the plate with another muffin too.

Healthy Banana Bread Recipes

As a lover of all banana baked goods, I have quite a collection of banana bread recipes. These are two of my favorites with fun twists to make the ultimate sweet treat!

Peanut Butter Banana Bread Cake – Picture this, banana bread cake with a luscious chocolate peanut butter frosting swirled overtop. The sweet and salty flavors of peanut butter and banana with rich chocolate frosting is next-level delicious!

Double Chocolate Banana Bread – Chocolate banana bread with chopped peanut butter cups swirled into the batter for warm and gooey pockets of delicious in every bite. This banana bread is extra moist and just sweet enough for an indulgent breakfast or tasty dessert!

If you try this recipe, please let me know by leaving a comment and rating in the boxes below! I always love to hear from you, and it also helps other people find this recipe when they search online for the BEST EVER Chocolate Chip Banana Oat Muffins 🙂